Understanding Stamp Duty and Registration Charges in India

Stamp duty and registration charges are often overlooked costs in a property purchase — but they can add 5–8% to your total budget.

## What Is Stamp Duty?

A state government tax levied on property transactions, calculated as a percentage of the property's market value or agreement value, whichever is higher.

## Registration Charges

Typically 1% of the property value, capped in most states, paid separately from stamp duty.

- Rates vary significantly by state

- Some states offer discounts for women buyers

- Always factor this into your total budget before finalizing a purchase