Risk Mitigation, Simplified
Life is unpredictable, but your credit reputation shouldn't be. EMI Shield Pro helps borrowers overcome temporary cash-flow challenges without missing an EMI — protecting your CIBIL score and giving you time to recover.
Choose EMI Shield Pro by paying a small subscription fee based on your monthly EMI and preferred plan.
Facing a temporary cash flow shortage? Notify us 3–5 days before your EMI due date to activate your protection.
REBCO Ventures pays your scheduled EMI directly, preventing any payment default on your loan.
Repay the EMI amount within your chosen repayment window — 60 or 90 days, depending on your plan.
Repay within your selected tenure and on time with no additional interest or hidden charges.
Please note:in the event of delayed repayment beyond the approved tenure, the EMI amount paid by REBCO on your behalf will accrue interest until settlement, as per your plan's terms. Eligibility to reuse EMI Shield is subject to complete repayment of any previously outstanding amount.
Timely EMI payments help safeguard your credit profile and maintain your borrowing eligibility.
Focus on getting back on track while we ensure your EMI obligations are met on time.
Repay the EMI amount within your window without any additional interest.
There's no need to rely on expensive personal loans or credit cards during a shortfall.
Available Plans
To subscribe, you need a minimum loan tenure of one year — excluding personal loans, credit cards, and MSME loans.
| Plan | Subscription Fee | Activations / Year | Activation Window | Repayment Period | Activation Charge | Action |
|---|---|---|---|---|---|---|
| EMI Shield | 7% | 3 | 60 days | 60 days | 12.99% | |
| EMI Shield Pro | 18.99% | 5 | 60 days | 90 days | Nil |
Delayed repayment beyond the approved tenure accrues interest at the plan's default rate until settlement. Terms and conditions apply — taxes are applicable.